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Items You'll Need When Applying For a Home Mortgage
Help get to the closing table faster by collecting a
ll the documents you'll need to show during the decision-making and underwritting process!
Sources of Income
Names and addresses of employers (last 2 years)
Previous pay stubs
Copies of W2 forms for the last 2 years
Tax records for the previous 2 years
Income sources and amounts
Assets - Balances
Last 3 months of bank statements (all pages)
Market value of real estate
IRA, 401K, VIP, and/or Pension Plan information
Stock and bond statements
Liabilities - Payments & Balances
Last 3 months of bank statements (all pages)
Market value of real estate
IRA, 401K, VIP, and/or Pension Plan information
Stock and bond statements
For VA Home Loans
DD214
Certificate of Eligibility
If Self Employed
Current profit and loss statement
Current income statement (showing all sources of income)
Current balance sheet (showing all assets and liabilities)
Corporate tax returns for the last two years
Other Information You May Need
Social Security Number
Valid Identification
Residential history and landlords' phone numbers (last two years)
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